So after a good 40 some odd years of working my butt off, I’ve finally come to the point where I can gladly look forward to my retirement.  To be honest, many people call it the golden years but I’m still trying to figure out what’s so golden about it.  All I’ve known is work and even when I’ve had a week or two to sit and home and relax, I start to go stir crazy.  I think the next years will be an interesting learning experience to say the least.

Having said that, when I entered college I learned a few lessons that I remember even now.Financial well-being and security was the most important lesson of them all.  Up until these days, all my focus has been on making sure I nest egg away enough cash to keep me going in my retirement days.Now that retirement days are nigh I am shifting my focus to other things.

I no longer have a 401K to put into but rather I’ll be pulling from which will be an odd experience.That was a cue to prepare my family and myself, to get set up for their benefit and for mine.  I hate to say it as it sounds a little creepy to me but the reality is that we all pass on when it’s our time and I wanted to make sure that my family wasn’t stuck with my financial burdens when that day comes.Dealing with the extras that are added on was the hard and unexpected thing about my parents passing, funeral expense, medical bills debts they had, and even legal fees.

It was not only the last thing on my mind but truly the last thing I wanted to deal with at that moment so I’ve decided to do a little research on how to keep my family out of that mess when my time comes.  For that, I’ve found the one simple solution and it’s known as final expense insurance.Truly, final expense insurance is what I have been seeking.  It covers any expense that I may incur between now and then and, if they stick around after I do, they pick up the tab.  It’s truly a great thing to know that I’m relieving my family of undue stress.